LAW OFFICES

JAMES P. KOCH 

1101 St. Paul St.

Suite 404

Baltimore, MD 21202

Telephone  410 539 7816

Fax  410 539 3957 

Email  jameskoch@jpkochlaw.com 

COMMERCIAL LITIGATION, CREDITORS RIGHTS, AND BANKRUPTCY 

Commercial collections

Bankruptcy

Mechanics liens

Commercial Collections

Area Covered:  All Maryland counties  

Minimum Claim Size Accepted: $5,000

Fees:

The contingent fee on claims up to $75,000 is generally 25% of the amount collected after suit is filed (1/3 if the debtor contests liability and the case has to be tried in court on the merits). The contingent fee on claims over $75,000 is determined on a case by case basis on a sliding scale. The contingent fee is progressively reduced as the amount of the claim increases. 

In most cases, a non-contingent suit  fee is requested, due prior to filing suit. For claims up to $10,000, the non-contingent suit fee is 5% of the face amount of the claim. For claims over $10,000, the non-contingent suit fee is determined on a case by case basis, based on the size of the claim and the anticipated complexity of the litigation. The non-contingent suit fee will  be credited against the contingent fee in the final account at the conclusion of the case. 

Costs Payable in Advance:

        District Court of Maryland cases (Claims up to $30,000): $100.00 per defendant

        Circuit Court cases (Claims over $30,000): $250.00 per defendant

         U.S. District Court cases (claims over $75,000): Advance costs are determined on a case by case basis

Representative Clients:

       American Express Company

         Bridgestone Sports

         Johnson Controls, Inc.

         Omni Hotels 

         Penske Truck Leasing Company

         Reebok International

         Teleflora

         Transam Travel

          United Leasing Corporation

          Zanotti Co. of Virginia

Collection paralegal: Jeanine,  410 539 7814

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Bankruptcy

We have more than 30 years of experience representing creditors, debtors, and trustees in matters before the Maryland bankruptcy courts, including  

Motions for relief from the bankruptcy stay (11 U.S.C. Sec. 362)

Disputes concerning the use and sale of assets

Contested chapter 11 reorganization and chapter 13 payment plans

Suits to recover preferential and fraudulent transfers

Asset valuation disputes

Objections to the discharge of debts

Objections to creditor claims

Involuntary bankruptcy

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Mechanics liens

An unpaid contractor or subcontractor who has made improvements to real property may obtain a mechanics lien on the property.  

Under Maryland law, all newly erected buildings and existing structures that are repaired or improved to the extent of 15% or more of their value are generally subject to the establishment of a mechanics lien for the payment of debts for work done and materials provided for the building. 

A subcontractor, in order to obtain a mechanics lien, must give the owner written notice of an intention to claim a lien within 120 days after doing the work or furnishing the materials. The written notice must be in the form set out in Sec. 9-104 of the Maryland Real Property Code Ann., and generally must be either personally delivered to the owner or sent by registered or certified mail, return receipt requested. 

In order to establish a lien, the contractor or subcontractor must initiate proceedings by filing a petition in the circuit court for the county in which the real property is located, within 180 days after doing the work or furnishing the materials. After the petition is filed, the court issues an order which requires the owner to show cause why the mechanics lien should not attach. If the owner fails to respond to the show cause order, or fails to show cause why the lien should not attach, the court may enter a final order establishing a lien. If there is a legitimate dispute regarding the petitioner's entitlement to a lien, the court must schedule an evidentiary hearing to resolve the matter. 

The law does not permit an unpaid subcontractor to place a mechanics lien on real property owned by a governmental entity. Instead,  a subcontractor is limited to filing suit against any  surety bond posted by the general contractor.  The statute which sets forth the requirements for asserting a claim against a surety bond posted in connection with a federal construction project is known as the Miller Act. Maryland has enacted a similar statute, known as the Little Miller Act, which sets forth the requirements for asserting a bond claim arising out of a State owned construction project.  

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