​TEL. 410 539 7816

FAX 410 539 3957



Commercial Collections

Area covered:  All Maryland state and federal courts

Minimum claim size accepted: $15,000


The collection process:  We use all necessary methods that are legally available to collect the amount due, including 


Asset investigations (real property ownership, bank accounts, employment, etc.)

Attachments before judgment

Charging orders against partnership and LLC interests        

Constructive trust actions

Enforcement of confessed judgment promissory notes 

Enforcement of foreign (out of state) judgments in Maryland

Execution on judgment (Sheriff's sale)

Fraudulent transfer actions

Garnishments, including bank accounts and wages

Involuntary bankruptcy        

Mechanics liens

"Miller Act" actions (claims involving improvements to government owned real property) 

Oral examinations of judgment debtor under oath (supplementary proceedings to discover assets)  


Recordation of judgment lien when necessary to impose lien on real property

Replevin actions

Trial in state or federal court when debtor disputes claim

Attorney Fees:

     The contingent fee on claims up to $100,000 is generally 25% of the amount collected after suit is filed (1/3 if the debtor contests liability and the case has to be tried in court on the merits). The contingent fee on claims over $100,000 is determined on a case by case basis on a sliding scale. The contingent fee is progressively reduced as the amount of the claim increases. 

     In most cases, a non-contingent suit fee is requested, due prior to filing suit. The amount of the non-contingent suit fee is determined on a case by case basis, based on the size of the claim and the anticipated complexity of the litigation. The non-contingent suit fee is credited against the contingent fee in the final account at the conclusion of the case. 


     Commercial claims are also accepted on an hourly basis.


Costs Payable in Advance:

District Court of Maryland cases (Claims up to $30,000): $300 per defendant

Circuit Court cases (Claims over $30,000): $500 per defendant

U.S. District Court cases: Advance costs are determined on a case by case basis ($750 minimum)



     The firm has more than 30 years experience representing creditors, debtors, and trustees in matters before the Maryland bankruptcy court, including: 

Chapter 11 reorganizations

Chapter 7 liquidations

Chapter 13 wage earner plans

Involuntary bankruptcy

Motions for relief from the bankruptcy stay (11 U.S.C. Sec. 362)

Bankruptcy litigation involving recovery of preferential and fraudulent transfers

Asset valuation disputes

Objections to discharge of debts

Disputes concerning the use and sale of assets

Objections to creditor claims          

     Our experience includes more than ten years of service on the panel of approved bankruptcy trustees.


Mechanics liens 

     An unpaid contractor or subcontractor who has made improvements to real property may obtain a mechanics lien on the property.  Under Maryland law, all newly erected buildings and existing structures that are repaired or improved to the extent of 15% or more of their value are generally subject to the establishment of a mechanics lien for the payment of debts for work done and materials provided for the building. 

     A subcontractor, in order to obtain a mechanics lien, must give the owner written notice of an intention to claim a lien within 120 days after doing the work or furnishing the materials. The written notice must be in the form set out in Sec. 9-104 of the Maryland Real Property Code Ann., and generally must be either personally delivered to the owner or sent by registered or certified mail, return receipt requested. 

     In order to establish a lien, a contractor or subcontractor must initiate proceedings by filing a petition in the circuit court for the county in which the real property is located, within 180 days after doing the work or furnishing the materials. After the petition is filed, the court issues an order which requires the owner to show cause why the mechanics lien should not attach. If the owner fails to respond to the show cause order, or fails to show cause why the lien should not attach, the court may enter a final order establishing a lien. If there is a legitimate dispute regarding the petitioner's entitlement to a lien, the court must schedule an evidentiary hearing to resolve the matter. 


     The law does not permit an unpaid subcontractor to place a mechanics lien on real property owned by a governmental entity. Instead,  a subcontractor is limited to filing suit against any  surety bond posted by the general contractor.  The statute which sets forth the requirements for asserting a claim against a surety bond posted in connection with a federal construction project is known as the Miller Act. Maryland has enacted a similar statute, known as the Little Miller Act, which sets forth the requirements for asserting a bond claim arising out of a State owned construction project.